Money Smart

Dividend Investing Made Simple: Building a Stock Portfolio that Pays You Like Clockwork

One of the reasons to invest in stocks is to earn DIVIDENDS.

Sep 23 • 

KCLau

1:41:40

Malaysia Retirement Withdrawal Guide: EPF, 4% Rule & Bucket Strategy

A Malaysian playbook for spending confidently, without running out or leaving too much on the table

Sep 11 • 

KCLau

6

July 2025

How Much Do You Really Need to Retire Comfortably in Malaysia?

A Malaysian’s Guide to Enjoying Retirement Without Financial Worry

Jul 9 • 

KCLau

6

June 2025

How to Prepare Financially for Your Retirement: 10 Key Questions

Money Tips for Over 50

Jun 27 • 

KCLau

2

May 2025

What a RM29-million-Banana Taught Me About the Most Overlooked Rule in Personal Finance

The Most Expensive Banana in History—and Why It Makes Sense

May 31 • 

KCLau

2

Can You Really Get 7% Yield? Paradigm REIT’s IPO Under the Microscope

What Investors Need to Know Before Jumping on the Paradigm REIT Bandwagon

May 17 • 

KCLau

1

The One Kind of Riches Even Billionaires Can’t Buy

You Can Earn Millions and Still Miss This

May 15 • 

KCLau

5

April 2025

Should You Subscribe to Eco-Shop’s IPO? Here’s What Most Investors Miss

11 Must-Know Facts About Eco-Shop Before You Invest a Single Sen

Apr 30 • 

KCLau

2

Why I Spent RM300 on Lobster (and Why It Was Worth Every Sen)

This one dinner changed how I think about money — and what it really means to spend wisely.

Apr 29 • 

KCLau

A Rich Man’s Sport: What Racing Taught Me About Money

Why watching cars race for six hours made me rethink my financial plan

Apr 18 • 

KCLau

5

From Broke Musician to Money Educator: Why I’m Starting This Substack

Hey there 👋 – I’m KCLau.

Apr 18 • 

KCLau